55bmw3 Privacy Policy

This Privacy Policy ("Policy") describes how 55bmw3 ("the Company," "we," "us," or "our") collects, processes, stores, shares, and protects the personal information of individuals ("Data Subjects," "you," or "your") who access or use the 55bmw3 online gaming platform at https://55bmw3.co and all associated services ("Platform").

This Policy is issued in compliance with Republic Act No. 10173, also known as the Data Privacy Act of 2012 (DPA), and its Implementing Rules and Regulations, as overseen by the National Privacy Commission (NPC) of the Philippines. It is also informed by our obligations under PAGCOR licensing conditions, the Anti-Money Laundering Act (AMLA), and applicable Philippine consumer protection regulations.

By creating an account, accessing the Platform, or otherwise providing your personal information to 55bmw3, you acknowledge that you have read and understood this Policy and consent to the collection and processing of your personal data as described herein. If you do not agree with this Policy, you should not access or use the 55bmw3 Platform.

This Policy applies to all personal data collected through the Platform, including data provided during registration, during gameplay, through customer support interactions, via payment processing, and through any technical means including cookies and device identifiers. It applies to all residents of the Philippines accessing the Platform and extends to any non-resident accessing the Platform from Philippine territory.

55bmw3 is the personal information controller responsible for the personal data collected through the Platform. As controller, 55bmw3 determines the purposes and means of processing your personal data, and bears primary accountability for compliance with the Data Privacy Act.

55bmw3 has designated a Data Protection Officer (DPO) as required under the Data Privacy Act for personal information controllers engaging in processing involving sensitive personal information or operating at scale. The DPO may be contacted through the details provided in Section 15 of this Policy. The DPO is responsible for overseeing data protection compliance, conducting privacy impact assessments, and serving as the primary point of contact for data subject inquiries and NPC communications.

55bmw3 collects the following categories of personal data, in accordance with the principle of proportionality under the Data Privacy Act — meaning we collect only the minimum data necessary for the specified, legitimate purposes.

• Full legal name as it appears on a government-issued Philippine ID
• Date of birth (for 21+ age verification purposes)
• Registered Philippine mobile number used for account access and OTP delivery
• Password (stored in hashed, non-reversible form — never in plain text)
• Government-issued ID type and ID number submitted during KYC verification
• Copies of government ID documents submitted for KYC (passport, driver's license, UMID)
• Selfie or photograph submitted as part of liveness verification, where required

• GCash account number or Maya account number used for deposits and withdrawals
• Bank account details (account name and number) for bank transfer withdrawals
• Full history of all financial transactions including deposits, withdrawals, bets, wins, and losses
• Source of funds information provided in response to AMLA due diligence requests

• IP address and approximate geographic location derived from IP at the time of each login
• Device type, operating system, and browser type and version
• Session duration, pages visited, games played, and in-game activity logs
• Cookie identifiers and similar tracking data as described in Section 8
• Login timestamps and device fingerprint data for fraud prevention purposes

• Records of all live chat, Messenger, Viber, and email interactions with the 55bmw3 support team
• Information voluntarily provided by you during support interactions, including complaint details, screenshots, and account context

Under Section 3(l) of the Data Privacy Act, the following data collected by 55bmw3 may constitute sensitive personal information and is subject to heightened processing restrictions: government ID numbers, financial account details, and information relating to your gaming activity that may be associated with behavioural health where responsible gaming tools are engaged. Such data is processed only to the extent strictly necessary for the stated purpose and is subject to additional access controls and encryption.

55bmw3 collects personal data through the following means:

• Direct collection: data you provide when you register an account, complete KYC, make a deposit or withdrawal, set responsible gaming limits, contact our support team, or respond to any survey or promotion on the Platform.
• Automatic technical collection: data collected automatically when you access the Platform, including IP address, device and browser data, session logs, and cookie-derived identifiers as described in Section 8.
• Payment processor data: confirmation and reference data provided to 55bmw3 by GCash, Maya, BDO, BPI, Metrobank, or other payment partners following a successful transaction, sufficient to reconcile your Account balance.
• Verification service providers: identity verification data returned to 55bmw3 by third-party KYC and liveness detection service providers engaged to process your submitted identity documents.
• Public sources: where required by PAGCOR or AMLA compliance, 55bmw3 may cross-reference your data against publicly available records or government databases for sanctions screening and AML due diligence purposes.

55bmw3 processes your personal data on the following legal grounds under the Data Privacy Act:

Where 55bmw3 relies on your consent as the legal basis for processing, you have the right to withdraw that consent at any time without affecting the lawfulness of processing carried out before withdrawal. Withdrawal of consent for marketing communications can be effected by contacting our support team or using the unsubscribe mechanism in any 55bmw3 marketing communication.

55bmw3 uses your personal data for the following purposes, in each case applying the principle of purpose limitation — your data is not used for purposes incompatible with those disclosed at the time of collection without renewed consent or a separate lawful basis.

• Account management: to create, maintain, authenticate, and administer your 55bmw3 account, including processing your login, managing your account balance, and applying responsible gaming settings you have configured.
• KYC and age verification: to verify that you are at least 21 years of age and to confirm your identity as required by PAGCOR licensing conditions before processing withdrawals.
• Payment processing: to process deposits from and withdrawals to your GCash, Maya, or bank accounts, and to maintain accurate transaction records as required by PAGCOR and AMLA.
• Fraud prevention and account security: to detect, investigate, and prevent fraudulent transactions, account takeover attempts, money laundering, multi-accounting, bonus abuse, and other prohibited activities.
• Regulatory compliance: to fulfil reporting, recordkeeping, and due diligence obligations to PAGCOR, the Anti-Money Laundering Council (AMLC), the National Privacy Commission, and other competent Philippine regulatory authorities.
• Customer support: to respond to your support enquiries, investigate complaints, and resolve disputes in connection with your use of the 55bmw3 Platform.
• Responsible gaming: to operate and enforce the deposit limits, loss limits, session alerts, cooling-off periods, and self-exclusion settings you configure in your account, and to monitor for patterns that may indicate problem gambling.
• Platform improvement: to analyse aggregated and anonymised usage data for the purpose of improving the design, features, and performance of the 55bmw3 Platform.
• Marketing and promotions: to send you information about 55bmw3 promotions, new games, and relevant account offers, but only where you have opted in to marketing communications and have not subsequently withdrawn consent.

55bmw3 does not sell your personal data to third parties. We share personal data only in the following limited circumstances, each governed by a data processing agreement or equivalent contractual instrument requiring the recipient to handle your data in accordance with the Data Privacy Act:

• PAGCOR: as our licensing authority, PAGCOR has the right to audit 55bmw3 records including player data as part of its regulatory oversight function. Disclosures are made pursuant to our licence conditions.
• Anti-Money Laundering Council (AMLC): 55bmw3 is required by the Anti-Money Laundering Act to report covered and suspicious transactions to the AMLC. Such reports may include personal data relating to the transaction in question.
• Payment processors: GCash, Maya, BDO, BPI, Metrobank, and any other payment service providers engaged by 55bmw3 receive the minimum personal data necessary to process your deposit or withdrawal transactions.
• KYC and identity verification providers: third-party identity verification service providers engaged by 55bmw3 to process the government ID documents you submit during the KYC process.
• Game content providers: game providers integrated into the 55bmw3 Platform may receive your account session data (not your full identity data) for the purpose of operating their game content and maintaining game session integrity.
• Technology and hosting providers: cloud infrastructure, data hosting, and security service providers engaged by 55bmw3 under data processing agreements that impose data protection obligations consistent with RA 10173.
• Law enforcement and courts: 55bmw3 will disclose personal data to law enforcement agencies, courts, or other government bodies where required to do so by a lawful order, subpoena, or other compulsory legal process under Philippine law.

The 55bmw3 Platform uses cookies and similar tracking technologies to support essential Platform functionality, maintain your authenticated session, remember your preferences, and collect aggregated analytics data used to improve the Platform experience.

• Strictly necessary cookies: required for the Platform to function. These include session authentication cookies that maintain your logged-in state, security tokens that protect against cross-site request forgery, and load balancing cookies. These cookies cannot be disabled without affecting Platform functionality.
• Functional cookies: remember your Platform preferences, including your preferred display language, game view settings, and responsible gaming limit configurations. Disabling these cookies may affect your Platform experience.
• Analytics cookies: collect aggregated, anonymised data about how players use the 55bmw3 Platform — which pages are visited most, which games are opened, and where players encounter errors. This data is used only for internal Platform improvement purposes.
• Fraud prevention and security cookies: assist in identifying suspicious login patterns, bot traffic, and other fraudulent activity by storing a device fingerprint associated with your authenticated session.

55bmw3 does not use third-party advertising cookies or tracking pixels for the purpose of displaying targeted advertising across third-party websites. You may manage cookie preferences through your browser settings. Please note that disabling strictly necessary cookies will prevent you from accessing the Platform.

55bmw3 retains personal data for the minimum period necessary to fulfil the purpose for which it was collected, subject to applicable regulatory retention requirements that may mandate longer retention periods. The following retention schedule applies:

Upon expiry of the applicable retention period, personal data will be securely deleted or irreversibly anonymised in accordance with 55bmw3's data disposal procedures. Where data cannot be immediately deleted due to ongoing regulatory obligations, audit proceedings, or active legal claims, retention will be extended only for the period strictly necessary to address those specific circumstances.

55bmw3 implements technical and organizational measures appropriate to the risk presented by the personal data we process. These measures are designed to protect your data against unauthorized access, disclosure, alteration, destruction, or accidental loss.

• Encryption in transit: all data transmitted between your browser or mobile device and 55bmw3 servers is protected by TLS 1.3 with 256-bit encryption. The Platform enforces HTTPS connections at all times.
• Encryption at rest: sensitive personal data including government ID documents and financial account details are encrypted at rest using AES-256 encryption in 55bmw3's data storage systems.
• Access controls: personal data access is restricted to 55bmw3 staff and authorized processors on a strictly need-to-know basis, enforced through role-based access control and multi-factor authentication for administrative systems.
• Security monitoring: 55bmw3 maintains active security monitoring for unauthorized access attempts, anomalous data access patterns, and potential data breaches, with automated alerting and an incident response procedure.
• Password security: user passwords are stored exclusively as salted cryptographic hashes and cannot be recovered or read by 55bmw3 staff in plain text.
• Breach notification: in the event of a personal data breach that poses a real risk to data subjects, 55bmw3 will notify the National Privacy Commission within 72 hours of becoming aware of the breach, and will notify affected individuals without undue delay in accordance with NPC Circular 16-03.

As a data subject under Republic Act No. 10173, you have the following rights with respect to your personal data held by 55bmw3. To exercise any of these rights, contact our Data Protection Officer using the details in Section 15. We will respond to all valid data subject requests within thirty (30) days of receipt.

In the event that 55bmw3 discovers that personal data has been collected from an individual below the age of 21, we will immediately suspend the associated Account, delete the personal data from our systems as soon as technically practicable, and report the incident to PAGCOR as required under our licence conditions. If a parent or guardian becomes aware that a minor has registered an account on 55bmw3, they should contact our support team immediately via live chat or the email address listed in Section 15.

55bmw3's primary data processing infrastructure is located within the Philippines. However, certain technology and service providers engaged by 55bmw3 — including cloud hosting, security monitoring, and game content providers — may process data in data centres located outside the Philippines.

Where personal data is transferred to processors outside the Philippines, 55bmw3 ensures that appropriate safeguards are in place as required by Section 21 of the Data Privacy Act and NPC guidance on cross-border data flows. These safeguards include data processing agreements that impose data protection obligations equivalent to those required under Philippine law, and where applicable, reliance on the recipient country's adequacy determination by the NPC.

55bmw3 will not transfer your personal data to jurisdictions that do not provide an adequate level of data protection unless specific contractual safeguards as described above are in place and the transfer is disclosed in this Policy.

55bmw3 reserves the right to amend this Privacy Policy at any time to reflect changes in our data processing practices, new regulatory requirements from the NPC or PAGCOR, or changes to the services we offer. The effective date of the current version is shown at the top of this Policy.

Where amendments are material — meaning they affect your rights or the nature of the data we collect — 55bmw3 will notify registered Players via SMS to their registered mobile number and will publish the updated Policy on the Platform at least fourteen (14) days before the changes take effect, where operationally practicable.

Your continued use of the 55bmw3 Platform following notification of a material amendment constitutes acceptance of the revised Policy. If you do not agree with any amendment, you may request Account closure as described in our Terms and Conditions.

For all enquiries relating to this Privacy Policy, to exercise your data subject rights under the Data Privacy Act, or to report a suspected privacy breach, please contact the 55bmw3 Data Protection Officer or customer support team through the following channels. Our Filipino-speaking team is available 24/7.

If you are not satisfied with how 55bmw3 has handled your data subject request, you have the right to escalate your complaint to the National Privacy Commission (NPC) of the Philippines, which is the competent supervisory authority for data protection matters under Republic Act No. 10173. This Privacy Policy was last reviewed on 1 January 2026.